Resiliency and Flood Resources

In Apalachicola, flooding and other drainage problems can result after several inches of rain in a short period of time or after several days of continued rain. Over the years, our community has experienced numerous rainfall events causing flood damage. Hurricanes, tropical storms and other threatening weather can present flood hazards to residents due to high tides, storm surges caused by winds, and heavy rainfall.

Flood zones and evacuation zones are different. Flood zones are used for assessing a property’s flood risk, which can be caused by heavy rains as well as by tropical storms and hurricanes. Evacuation zones are based on a propertyls vulnerability to storm surge from a hurricane. Everyone lives in a flood zone, which may be high, moderate, or low risk.
Find your flood zone here.
Find your evacuation zone here.

Know before you buy
If you are looking at buying a property, it is a good idea to check out the possible flood hazards before you buy. Most homeowners insurances do not cover flood damage. Talk to your insurance provider about your policy and consider if you need additional coverage.

The National Flood Insurance Program (NFIP) helps provide a means for property owners to financially protect themselves if additional coverage is required. The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP. The City of Apalachicola participates in the NFIP. To find out how much flooding could cost you, estimate your premium and learn more about the NFIP visit external site.

Building Smart
Floodproofing is one way to minimize property loss due to floods. Floodproofing may involve building walls or levees, elevating or moving structures, or sealing the structure. Reduce or avoid flood losses by building above the Base Flood Elevation.

What is Base Flood Elevation? The Base Flood Elevation (BFE) is the elevation to which floodwater is anticipated to rise during the base flood. BFEs are shown on Flood Insurance Rate Maps and on the flood profiles. The BFE is the regulatory requirement for the elevation of structures. The relationship between the BFE and a structure’s elevation determines the flood insurance premium. Apalachicola enforces specific building regulations to protect people and buildings from flooding while maintaining natural floodplain functions. Click here to access the City’s Floodplain Management Code.

Apalachicola Flood Resources
Apalachicola Land Development Code - Floodplain Management Ordinance 2013-02
Apalachicola Vulnerability Analysis
Apalachicola Basin Analysis
Apalachicola Homeowners’ Guide
Apalachicola Floodplain Management Brochure
Apalachicola Stormwater Management Brochure
Development in Apalachicola's Historic District - A Study of Adaptative Measures
Achieving Resilience Through Hazard Mitigation
GIS Online Mapping Portal

FEMA Flood Protection Resources
Protecting Your Home And Property From Flood Damage Mitigation Ideas For Reducing Flood Loss
Protecting Manufactured Homes from Floods and Other Hazards A Multi-Hazard Foundation and Installation Guide
Homeowner’s Guide to Retrofitting
Above the Flood: Elevating Your Floodprone House
The Costs & Benefits of Building Higher
Openings in Foundation Walls and Walls of Enclosures
Reducing Flood Risk to Residential Buildings That Cannot Be Elevated
Build Back Safer and Stronger - What You Need to Know